Living in Madrid
Spain's capital combines the country's deepest employment market, extensive transport links and a broad choice of schools with higher housing costs and hot summers.
AI-generated location illustration
Residence commonly assessed by days, economic interests and family ties
Public system through entitlement; private cover often needed initially
Public, concertado, private and international options
Practical guidance for Madrid
Neighbourhood, costs and day-to-day considerations specific to Madrid.
Financial guidance for people living in Madrid
Country-level tax, pension and investment rules apply wherever you live in Spain. Start with the guidance most relevant to established residents.
Spanish tax residency for expats
How Spain's day, economic-interest and family tests interact with another country's rules and any applicable tax treaty.
Cost of living in Spain: how to build a realistic budget
A framework for estimating housing, tax, healthcare, schooling, transport and seasonal costs without relying on misleading national averages.
Financial advice for expats living in Spain
The ongoing financial questions to review after settling in Spain—from tax residence and overseas assets to pensions, investments and estate planning.
Filing a tax return in Spain as an expat
How to prepare for Spanish filing when income, property, pensions or investments span several countries.
UK pensions for British expats living in Spain
Questions to resolve before drawing, transferring or restructuring a UK pension while resident in Spain.
Overseas assets and investments for Spanish tax residents
A framework for reporting, tax, suitability and currency when your wealth remains partly outside Spain.
Find professional support relevant to life in Madrid
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