Money & tax in Spain
Tax residency, banking, pensions and cross-border finance.
Spanish tax residency for expats
How Spain's day, economic-interest and family tests interact with another country's rules and any applicable tax treaty.
Cost of living in Spain: how to build a realistic budget
A framework for estimating housing, tax, healthcare, schooling, transport and seasonal costs without relying on misleading national averages.
Financial advice for expats living in Spain
The ongoing financial questions to review after settling in Spain—from tax residence and overseas assets to pensions, investments and estate planning.
Filing a tax return in Spain as an expat
How to prepare for Spanish filing when income, property, pensions or investments span several countries.
UK pensions for British expats living in Spain
Questions to resolve before drawing, transferring or restructuring a UK pension while resident in Spain.
Overseas assets and investments for Spanish tax residents
A framework for reporting, tax, suitability and currency when your wealth remains partly outside Spain.
Estate planning for expats living in Spain
How to coordinate wills, succession law, inheritance tax, beneficiaries, powers of attorney and practical access to money across borders.
How to choose a financial adviser in Spain
A practical due-diligence checklist for checking permissions, cross-border expertise, fees, products and conflicts before taking advice.
Spanish wealth tax planning for expats
How to organise worldwide assets, valuations, liabilities and regional connections before obtaining personalised Spanish wealth-tax advice.